MS Breaking News ~ Affordable Care Act

Breaking news...

Such important information that will, no doubt, impact the lives of many MSers and their families.  The NMSS has put together a good resource below to help understand and navigate the Affordable Care Act (ACA).  I don’t know about you, but this makes me a bit nervous.  I had to turn the news off today as I couldn’t listen any more.

As we process what exactly the ACA may mean, is this impacting you and your family at all?  What’s your game plan?  Do you have any questions that we all can brainstorm for options and ideas if needed?  Stay tuned…

The Affordable Care Act Kicks In: Important Facts for People with MS and Their Families    

(courtesy of the NMSS:  http://www.nationalmssociety.org/government-affairs-and-advocacy/health-care-reform-resources/index.aspx)

  • Starting in October, most people that do not already have health insurance will be able to sign up for coverage that takes effect in January 2014.
  • If you already have coverage, learn more about what the new law means for you. There are changes to job-based coverage, to Medicare, for people who buy their own coverage and for people who have high medical expenses.
  • Shopping for coverage will be easier when the new Health Insurance Marketplaces (sometimes called “Exchanges”) start up in October. That’s when you can apply for coverage online, over the phone, by mail, and in some places, in-person. Everything you read about your options and costs will be in plain language.
  • There are a number of considerations that may be helpful to review before selecting a health plan. And one-to-one helpwill be available from new ‘Navigators’  —  health insurance counselors offering un-biased information,  education and  enrollment assistance to consumers at no cost.
  • Tax credits and other help with costs will make coverage more affordable for individuals, families and small businesses.
  • This chart ‘The New Requirement to Have Health Insurance or Face a Penalty’ describes exactly who and who does not have to have health insurance or pay a penalty.
  • Insurers will no longer be able to deny coverage, or charge more because of a pre-existing condition like MS, or any other health problem. If you had coverage that was limited or cost more due to your pre-existing condition, these limits and higher rates will be eliminated.
  • Every health insurance plan in the new Marketplace will offercomprehensive coverage, including hospitalization, doctors’ visits, prescriptions and more. You can compare all your insurance options based on price, benefits, quality, and other features that may be important to you, in plain language that makes sense.
  • All health insurance, Medicare and Medicaid plans must cover recommended preventive care (such as cancer screenings and vaccines) at no additional cost to you.
  • Learn more about the new law at www.healthcare.gov, the official website of the Affordable Care Act.  As of late June, you can use this site to sign up for free updates by email or text, or ask questions through the online chat or toll free service.
  • Starting in October, most people that do not already have health insurance will be able to sign up for coverage that takes effect in January 2014.
  • If you already have coverage, learn more about what the new law means for you. There are changes to job-based coverage, to Medicare, for people who buy their own coverage and for people who have high medical expenses.
  • Shopping for coverage will be easier when the new Health Insurance Marketplaces (sometimes called “Exchanges”) start up in October. That’s when you can apply for coverage online, over the phone, by mail, and in some places, in-person. Everything you read about your options and costs will be in plain language.
  • There are a number of considerations that may be helpful to review before selecting a health plan. And one-to-one helpwill be available from new ‘Navigators’  —  health insurance counselors offering un-biased information,  education and  enrollment assistance to consumers at no cost.
  • Tax credits and other help with costs will make coverage more affordable for individuals, families and small businesses.
  • This chart ‘The New Requirement to Have Health Insurance or Face a Penalty’ describes exactly who and who does not have to have health insurance or pay a penalty.
  • Insurers will no longer be able to deny coverage, or charge more because of a pre-existing condition like MS, or any other health problem. If you had coverage that was limited or cost more due to your pre-existing condition, these limits and higher rates will be eliminated.
  • Every health insurance plan in the new Marketplace will offercomprehensive coverage, including hospitalization, doctors’ visits, prescriptions and more. You can compare all your insurance options based on price, benefits, quality, and other features that may be important to you, in plain language that makes sense.
  • All health insurance, Medicare and Medicaid plans must cover recommended preventive care (such as cancer screenings and vaccines) at no additional cost to you.
  • Learn more about the new law at www.healthcare.gov, the official website of the Affordable Care Act.  As of late June, you can use this site to sign up for free updates by email or text, or ask questions through the online chat or toll free service.
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4 Comments

  1. Very informative and proactive, Catherine! So professional and helpful. You’re on fire, GF! I’m still not going to go to the gov’t site – I don’t want my footprint there.

    • Trying to learn everything I can about this. I’m right there with you about leaving “footprints” on their site.

  2. I left my footprint at Kaiser. The site was quite helpful. Thank you, Catherine, for posting this. The “like” button won’t load: Like Like Like — Bear

    • Your welcome Bear! 🙂

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